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• Rocket Mortgage
• How can you save for a down payment?
• Down Payments for Second Homes Are Higher
• How to Save for A Down Payment
• How Much Income Do You Need to Buy a $300,000 House?
• financing a homeNotary signing agents in real estate

Buyers ages 24 to 32 make up 19% of those that are most likely to use a mortgage gift for purchase, and 12% are ages 33 to 42. NAR reports that 78% of all home buyers financed their home acquisition, with buyers between ages 24 to 32 being the most likely to get a mortgage. Approximately 94% of this age group obtained financing while having a median down payment of 8%. The nationwide average down payment for a house is 14.4%—an average median of $34,248—during the second quarter of 2023, reports Hannah Jones, an economic data analyst at Realtor.com. The changes could see people being provided with either one-off grants for specific costs such as home adaptation, or being directed to "alternative means of support" rather than financial support.

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At the same time, you don’t want your down payment to be so large that it leaves you with too little savings. Most homebuyers also want enough cash after closing to do things like buy new furniture or paint the walls. The amount you should put down when you’re buying a home is a personal decision that depends on what’s best for your finances. You have to put down some minimum amount to qualify for a mortgage.

How can you save for a down payment?

Many of these programs are available based on buyers’ income or financial needs. These programs, which usually offer assistance with down payment grants, can also help with closing costs. The U.S. Department of Housing and Urban Development lists first-time homebuyer programs by state. Select your state, then “Homeownership Assistance,” to find the program nearest you.

Down Payments for Second Homes Are Higher

You should carefully consider your needs and objectives before making any decisions and consult the appropriate professional(s). Outlooks and past performance are not guarantees of future results. For more information on available products and services, and to discuss your options, please contact a Chase Home Lending Advisor. VA loans are funded by a lender and guaranteed by the Department of Veterans Affairs. The primary benefit of pursuing this type of loan is it may not require a down payment. For many first-time homebuyers, this means the idea of buying their own house is within reach sooner than they think.

How much of a down payment will you need for a Georgia home? Here’s what to expect - Macon Telegraph

How much of a down payment will you need for a Georgia home? Here’s what to expect.

Posted: Fri, 16 Feb 2024 08:00:00 GMT [source]

How to Save for A Down Payment

Many lenders offer Fannie Mae and Freddie Mac’s programs and add their down payment assistance benefit for a conventional loan. Mortgage allows for a 3% down payment for borrowers at or above 80% of area median income requirements. The 20% down payment recommendation can make homeownership feel unrealistic – but the good news is that very few lenders require 20% at closing. That said, making a down payment that equals 20% of a home’s purchase price offers advantages. These are conventional loans with low down payments or grant assistance programs. Saving up for a traditional 20% down payment is time-consuming and challenging for home buyers with limited finances.

VA loans and USDA loans can have a zero-down payment, but you must meet the minimum qualifications set by both programs. The higher your down payment, the more attractive you are to lenders. And just a 1 – 2 mortgage point drop in your interest rate can save you thousands of dollars over the life of your loan.

Your down payment plays a role in determining your loan-to-value ratio, or LTV. To calculate the LTV ratio, the loan amount is divided by the fair market value determined by a property appraisal. When you are preapproved for a mortgage, a lender determines the maximum loan amount you qualify for based on responses in your application. A pre-approval letter from the lender shows sellers that your financial information has been verified and you can afford a mortgage. VA loans are available to most members of the armed forces and veterans and their families. USDA loans, on the other hand, are available to borrowers planning to purchase homes in designated rural areas.

How do I make an offer on a house?

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The first is called an earnest money deposit and is paid after the seller accepts your offer—this signals your intent to follow through with the purchase. You’ll pay the second installment along with other closing costs on your closing day. There are also some private lenders that offer no-money-down mortgages, such as Navy Federal Credit Union and North American Savings Bank.

Also, let's say that property taxes and insurance on your home cost $550 a month combined. If your take-home pay comes to $8,000, it'll leave you spending 33% of your income on housing, which is a notch above where you'd ideally want to be. That puts you just under the 30% mark for a monthly take-home pay of $8,000. You can run the numbers for your situation using a mortgage calculator. If you want to avoid mortgage insurance by putting 20% down, your down payment should be $100,000.

How much house can you afford? Try our SoCal-specific calculator Los Angeles Times

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• You’re our first priority.Every time.
• Use the Upfront Cash Available
• Here's How Bad 2023 Was For The Top 20 Mortgage Lenders
• Places with the highest median down payments (in dollars)
• What Is the Average Down Payment on a House?

If you put less than 20% down, leave some wiggle room in your budget to account for the cost of monthly mortgage insurance payments. The down payment requirements for a conventional loan on a primary residence vary depending on the lender, the borrower and the property type. For example, first-time homebuyers and buyers with low to moderate incomes could qualify for a fixed-rate conventional loan with a 3 percent down payment. If you’re buying a second home or an investment property with a conventional loan, the down payment requirement is usually higher. Second homes typically start at 10 percent, and investment properties can require as much as 15 to 25 percent.

You’re our first priority.Every time.

VA loans require a “funding fee,” a percentage of the loan amount that helps offset the cost to taxpayers. The funding fee varies depending on your military service category and loan amount. You can put as little as 3.5% down with a Federal Housing Administration FHA loan. The property you’re buying must comply with standards set by the U.S. Department of Housing and Urban Development for single-family and condo homes and be within FHA loan limits. A down payment is the portion of the home purchase the buyer makes in cash upfront, with the rest of the purchase covered by the mortgage.

Use the Upfront Cash Available

Even a .25% reduction in your interest rate could save you thousands of dollars over the life of your loan. Mortgage payments are amortized, which means the size of the payment (on a fixed interest-rate loan) stays the same throughout the repayment period. The amount going toward interest gradually decreases while the amount going toward principal gradually increases. Each payment builds equity though and you will build equity faster if you start off with a larger down payment. Bear in mind that the down payment is just one of many home-related expenses.

Here's How Bad 2023 Was For The Top 20 Mortgage Lenders

But the bill also allows the president to forgive those loans starting in 2026. Using the current statewide median home price of $833,910, a down payment of 20% would come to around $166,782. Still, the $25,000 amount mentioned above gives us some sense of where the current minimum down payment threshold lies, using the median price point. The Ascent is a Motley Fool service that rates and reviews essential products for your everyday money matters.

A down payment is the initial, upfront payment you make when purchasing a home. This money comes out of pocket from your personal savings or eligible gifts. How much down payment you'll need for a house depends on the loan you get. While there are benefits to putting down the traditional 20% — or more — it may not be required. Catch up on CNBC Select's in-depth coverage of credit cards, banking and money, and follow us on TikTok, Facebook, Instagram and Twitter to stay up to date.

What is the minimum down payment for a house?

So this is a good figure to use when measuring the average down payment for a California home purchase, across the board. Applying that percentage to the current median home price in California ($833,910) would equal a down payment of around $25,000. So by that measurement, we might consider this to be the minimum down payment for a “typical” home purchase in California, as of summer 2022. Numerous variables go into determining your monthly cost and the income that you'd need to qualify for a loan.

Places with the highest median down payments (in dollars)

The size of your down payment doesn’t need to deter you from buying a home. Still, since the lender is investing more money in the property than you are, they’ll order an appraisal to get an independent, professional opinion on the property’s value. They’ll also check your credit score, income and debt to see if you’ll be able to pay the mortgage.

What Is the Average Down Payment on a House?

Department of Agriculture (USDA) guarantee zero-down payment loans for qualified homebuyers. Keep in mind, too, that to avoid PMI, you’ll need to put down at least 20 percent. If you can’t afford that high of a down payment, though, know you won’t pay PMI forever. Once you reach 20 percent equity in your home, you can request that your lender remove PMI from your bill.

What is the Median Down Payment in America, by State? - Visual Capitalist

What is the Median Down Payment in America, by State?.

Posted: Mon, 26 Feb 2024 08:00:00 GMT [source]

If you put down less than 20%, you can ask your lender to remove PMI once you’ve reached 20% equity in your home. Before deciding on the size of your down payment, weigh the pros and cons of a large down payment to see what will work best for your finances and goals. Here is a breakdown by age group, with older home buyers having more capital to put down. This link takes you to an external website or app, which may have different privacy and security policies than U.S. We don't own or control the products, services or content found there.

Preapprovals are not available on all products and may expire after 90 days. It can be beneficial to work with someone who knows the answers to all these questions. Unlike a fixed-rate loan, an adjustable-rate mortgage has an interest rate that can go up or down based on market conditions. The down payment for an ARM is typically between 3 and 20% and will require PMI for buyers who put down less than 20%.

Conventional loans are backed by private lenders, like a bank, rather than the federal government and often have strict requirements around credit score and debt-to-income ratios. If you have excellent credit with a 20% down payment, a conventional loan may be a great option, as it usually offers lower interest rates without private mortgage insurance (PMI). You can still obtain a conventional loan with less than a 20% down payment, but PMI will be required. Offer valid on primary residence, conventional loan products only.

Because the government guarantees a portion of the loans, they’re less risky for lenders to approve. Lenders are typically more willing to issue lower-than-average interest rates and offer more relaxed down payment requirements. The less you borrow, the smaller your monthly mortgage payments will be, leaving extra funds to budget for repairs and other monthly expenses. Figuring out your credit score helps determine what percentage of purchase price lenders may require for a down payment.

Freddie Mac's DPA One guide includes hundreds that provide grants, low- and no-interest loans and other down-payment support all over the U.S. Private Mortgage Insurance (PMI) is calculated based on your credit score and amount of down payment. If your loan amount is greater than 80% of the home purchase price, lenders require insurance on their investment. That’s just the cutoff many lenders use for requiring private mortgage insurance (PMI) on a conventional loan.

For example, you’ll typically need to put at least 3% down for a conventional loan or 3.5% down for an FHA loan, while USDA and VA loans don’t require a down payment. For conventional and Federal Housing Administration (FHA) loans, the size of your down payment determines how much you’ll pay for mortgage insurance. The best mortgage lenders will work with you to see which assistance programs you’re eligible for. You can also visit your state and local government housing agency departments for details. Participating national banks and credit unions may also offer first-time home buyer grants. Depending on the program, you can use the funds for various purposes, such as covering your down payment, closing costs or necessary improvements and repairs.

As such, Californians thinking of purchasing property should create a budget and begin saving for a down payment well in advance of deciding to buy a home. With all of this in mind, you can determine what size down payment makes sense for you. Equity refers to the difference between the amount you owe on your mortgage and how much your home is worth. If you owe $200,000 on your mortgage and your home is worth $300,000, then your equity is $100,000.

Open a savings account or open a Certificate of Deposit (see interest rates) and start saving your money. These articles are for educational purposes only and provide general mortgage information. Products, services, processes and lending criteria described in these articles may differ from those available through JPMorgan Chase Bank N.A.

Family of 3 killed in overnight fire in Monroe

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• Wareham Firefighters Rescue Dog Who Fell Through Ice in Sub-Zero Temps
• Town of Newfane house fire deemed total loss
• Daily News
• former officials are convicted over Greece’s deadliest …
• Die In Overnight Fire In Orange County

A sources told CBS2's Tony Aiello it appears the family was trying to escape the fire but could not reach safety. "Terrible tragedy. Terrible tragedy for the community, a young, beautiful family," Borenstein said. "It's a tragedy, but we have to heal together and love each other." "It was only a little flame when it started, and then in a matter of seconds, by the time I got outside my house, it was already all over the porch. It was really bad," she said. State fire investigators have joined the probe into a tragic house fire in Orange County.

Wareham Firefighters Rescue Dog Who Fell Through Ice in Sub-Zero Temps

"There were no smoke detectors inside the home. This is a sad reminder to always have detectors and batteries," said Orange County Executive Steven Neuhaus. The investigation is ongoing, and the cause of the fire was not yet known. Orange County investigators were combing the charred remains of the home for clues, but the county executive issued a sobering reminder after what wasn't found inside. The family had moved to Monroe just over a two years ago from Brooklyn.

Town of Newfane house fire deemed total loss

According to police, neighbors said that there were possibly people still inside, but heavy fire conditions prevented the police from entering. The Monroe Police Department (MPD) shared tragic news today after an overnight housefire claimed the lives of three people. Village police and firefighters from the Monroe Joint Fire District responded to the scene and found the house already fully engulfed in flames. Neighbors alerted police that the residents of the home were still possibly inside, but "due to the heavy fire conditions, officers were unable to make entry."

Daily News

By the time the neighbors came outside, however, the fire was already covering the porch. This is the second house fire in Orange County, NY in the last week. The Montgomery Volunteer Fire Department recently responded to flames tearing through a suburban residence on February 18th (below). While no injuries were reported in Montgomery, NY, unfortunately, the same was not true in Monroe where the community is now mourning the loss of a mother, father, and their young child. Multiple fire departments responded to the scene and found the home engulfed in flames, FiOS1 News said.

former officials are convicted over Greece’s deadliest …

The police were assisted at the scene by NY State Police, Orange County Sheriff’s Office, Monroe Volunteer Ambulance Corps, Kiryas Joel EMS and Chavivim. However, because of the heavy fire, police officers were unable to get inside. House fires are always dangerous, but overnight blazes can be especially deadly. Ready.gov recommends that renters and homeowners replace smoke detector batteries every six months, and sleep with bedroom doors closed to slow the spread of flames.

Crews battle house fire on Castle Road in Henrietta - 13WHAM-TV

Crews battle house fire on Castle Road in Henrietta.

Posted: Mon, 13 Mar 2023 07:00:00 GMT [source]

Know two ways out and practice home fire evacuation drills. A terrible tragedy occurred when a fire broke out overnight Wednesday in a home in Monroe, near Kiryas Yoel. Neighbors told authorities on scene that the residents of the house were possible still inside. When police arrived, they found a fully engulfed house fire. The Monroe Police Department said it responded shortly before 1 a.m. Thursday along with the Monroe Joint Fire District to 44 Highland Ave. in the village of Monroe for a reported house fire.

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Monroe County Fire Bureau - Monroe County (.gov)

Monroe County Fire Bureau.

Posted: Thu, 03 Sep 2020 13:13:51 GMT [source]

While no injuries were reported in Montgomery, NY, unfortunately the same was not true this week in Monroe. (NEWS10) — Monroe police department report a house fire that occurred early Thursday morning on Highland Avenue. After extinguishing the fire, police explain Monroe Fire found three individuals dead inside the home.

A house fire in Monroe, NY, claimed the lives of a couple and little girl early Thursday. When firefighters arrived, they attempted to rescue anybody who might be inside while also extinguishing the fire. Mutual aid companies arrived to assist Monroe firefighters in putting out the fire.

Notifications can be turned off anytime in the browser settings. — The Niagara County Sheriff's Office reported that on Sunday night in the Town of Newfane officials received calls regarding a house fire located on Lockport Olcott Road. Owens said the cause will most likely not be known until after the sun comes up Tuesday morning when interior investigations resume. The niftarim have been identified as Kalman Goldstein obm, his wife Sarah obm, and their daughter Miriam obm. A man and a woman, both in their 50s, were found dead inside the house, News 12 said.

If you awake to your smoke alarm, remember to stay low to the ground and feel doorknobs for heat and look for smoke through door cracks before exiting your bedroom. A fire overnight Wednesday tragically claimed the lives of three family members in Monroe, New York. The family moved up from the city not long ago and was active with the Chabad of Orange County, neighbors told reporters. "It was only a little flame when it started, and then in a matter of seconds, by the time I got outside my house, it was already all over the porch. It was really bad." Firefighters immediately worked to extinguish the fire and then begin rescue efforts, which led to the discovery of three victims who died in the flames, authorities said. Neighbors told the responding officers the residents may still be inside, but police say the fire was so intense that the officers couldn't get inside.

The fire on Highland Avenue in Monroe, NY brought an outpouring of support from the community to both first responders and those affected by the tragic loss. "How awful. Prayers and condolences to the family, friends, and First Responders", read one comment. "I'm very sorry to the victims, I just passed there and it's still full of police... my deepest condolences", shared another. Unfortunately, when first responders were finally able to enter the home, they found three people inside who fell victim to the fire. They have been identified as Kalman and Sarah Goldstein and their daughter, Miriam. Neighbors told reporters that they heard "a loud boom," and saw a small flame.

The house was determined to be a total loss and an investigation will be conducted to determine the cause of the fire. Capt. Jeff Allen with WCFR said that the home was a total loss, but no injuries were reported in the fire. Monroe Fire Department is investigating the cause of the fire. One on every level of the house, one in each bedroom, one in the hallway outside the bedrooms–it’s the Code in NYS, the consensus of life safety experts–and consequently, the Halacha.

Unfortunately, when safety permitted first responders to enter the home, they found three people inside who fell victim to the fire. Their identities have not been shared by authorities at this time. MONROE - A house fire early Thursday morning in the village of Monroe left three people dead. "Upon arrival, firefighters immediately began extinguishing the fire and attempted to rescue anybody who might be inside," police said in a Facebook post. The home on Highland Avenue in the Village of Monroe was engulfed in flames just before 1 a.m., the Monroe Police Department said in a statement. When the flames were extinguished, firefighters found three people inside the home who were deceased.

"It was just only a little flame that had started. And then in a matter of seconds, by the time I got outside my house, it was already all over the porch, and it was really bad," she told Aiello. Roxanna Lopez, who lives directly behind, called 911 after hearing a loud boom. Reports said that the house was vacant, and the fire was extinguished by the Olcott Volunteer Fire Department, and Miller Hose Volunteer Fire Company. “Miriam’s teacher, Devorah Ita Lewis (Chabad of Old Tappan), tells us how much Miriam loved learning the Parsha and hearing Torah stories.

Parents, Daughter Killed in Monroe, NY House Fire

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• Wareham Firefighters Rescue Dog Who Fell Through Ice in Sub-Zero Temps
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• Family of three killed in early-morning house fire in Monroe, sources tell CBS2
• FDR's Love For Hudson Valley 'Lives On' At Presidential Library

If you awake to your smoke alarm, remember to stay low to the ground and feel doorknobs for heat and look for smoke through door cracks before exiting your bedroom. A fire overnight Wednesday tragically claimed the lives of three family members in Monroe, New York. The family moved up from the city not long ago and was active with the Chabad of Orange County, neighbors told reporters. "It was only a little flame when it started, and then in a matter of seconds, by the time I got outside my house, it was already all over the porch. It was really bad." Firefighters immediately worked to extinguish the fire and then begin rescue efforts, which led to the discovery of three victims who died in the flames, authorities said. Neighbors told the responding officers the residents may still be inside, but police say the fire was so intense that the officers couldn't get inside.

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Notifications can be turned off anytime in the browser settings. — The Niagara County Sheriff's Office reported that on Sunday night in the Town of Newfane officials received calls regarding a house fire located on Lockport Olcott Road. Owens said the cause will most likely not be known until after the sun comes up Tuesday morning when interior investigations resume. The niftarim have been identified as Kalman Goldstein obm, his wife Sarah obm, and their daughter Miriam obm. A man and a woman, both in their 50s, were found dead inside the house, News 12 said.

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Investigators are working to determine the cause and origin of the fire. Police say they're working to provide the names of the victims. One neighbor says seeing the house gutted by deadly fire will stay with her forever. The family moved up from the city not long ago and was active with the Chabad of Orange County.

Wareham Firefighters Rescue Dog Who Fell Through Ice in Sub-Zero Temps

We feel blessed to have known this family and heartbroken by this loss. May their memories be for a blessing and may their neshomos have the highest aliyas. “We are truly devastated and in shock from this unimaginable tragedy. Local firefighters worked for a long time to gain control of the blaze, and authorities are currently investigating its cause.

We are truly devastated and in shock from this unimaginable tragedy. We were fortunate to meet the Goldsteins several years ago when they moved to the community, and immediately could see their love and admiration they had for their only daughter, Miriam. They asked us to help them find the right Jewish day school for Miriam, and we directed them to the Tennafly Chabad Academy. We feel blessed to have known this family and deeply heartbroken by this loss. Firefighters and police officers at the scene were informed that a family was believed to be inside but they were unable to attempt a rescue due to the intensity of the flames.

Man and woman die in Orange County house fire - The Daily Freeman

Man and woman die in Orange County house fire.

Posted: Wed, 05 Sep 2018 07:00:00 GMT [source]

Investigation into Troy pedestrian-car accident

Unfortunately, when safety permitted first responders to enter the home, they found three people inside who fell victim to the fire. Their identities have not been shared by authorities at this time. MONROE - A house fire early Thursday morning in the village of Monroe left three people dead. "Upon arrival, firefighters immediately began extinguishing the fire and attempted to rescue anybody who might be inside," police said in a Facebook post. The home on Highland Avenue in the Village of Monroe was engulfed in flames just before 1 a.m., the Monroe Police Department said in a statement. When the flames were extinguished, firefighters found three people inside the home who were deceased.

Family of three killed in early-morning house fire in Monroe, sources tell CBS2

The Goldstein family was involved in the Chabad House in Orange County, NY, and their tragic loss has been a shock to the entire community. MONROE, NY — State police have released the names of the couple who died in an early morning fire in the Town of Monroe Wednesday. The two victims are Kimberly R. Beauregard, 54, and Robert Doremus, 54, who both lived at 18 Elm Rd. The Montgomery Volunteer Fire Department recently responded to flames tearing through a suburban residence on February 18th.

Orange County police report three dead after house fire

"We knocked it down pretty quick, within 15 minutes of arrival, then the rest was to get it out, but it was obviously already too late for the family," said 1st Assistant Fire Chief Jonathan Dolch. Have a breaking news tip or an idea for a story we should cover? Neighbors alerted them to the possibility that some people were inside the burning structure, but the heavy fire prevented crews from entering, officials said. Tony Aiello serves as a CBS2 general assignment reporter with a focus on covering news and breaking stories in the Northern Suburbs. Responding firefighters from Monroe and other neighboring districts started battling the blaze.

Firefighters immediately began extinguishing the blaze and tried to rescue anyone once they arrived. The Monroe Police Department (MPD) shared tragic news yesterday after an overnight housefire claimed the lives of three people. Neighbors told responding officers the residents were likely still inside the burning home – but officers could not enter “due to the heavy fire conditions,” police said. Shortly before 1 a.m., police and the Monroe Joint Fire District arrived to a home on Highland Avenue that was fully engulfed.

According to police, the three victims were found dead inside the home. Their names are being withheld pending family notifications. Firefighters arrived to find the home engulfed in flames. Neighbors told first responders a family of three lived there and may have been trapped. CBS2's Tony Aiello was on the scene Thursday morning, where the neighbors were devastated after the shock of watching fire gut a home and the pain of learning the family inside did not escape.

According to police, neighbors said that there were possibly people still inside, but heavy fire conditions prevented the police from entering. The Monroe Police Department (MPD) shared tragic news today after an overnight housefire claimed the lives of three people. Village police and firefighters from the Monroe Joint Fire District responded to the scene and found the house already fully engulfed in flames. Neighbors alerted police that the residents of the home were still possibly inside, but "due to the heavy fire conditions, officers were unable to make entry."

The flames were so fierce first responders could not immediately enter to search for residnts. Neighbors are devastated by the shock of seeing a home gutted by fire and the pain of learning the family inside did not escape.

The cause of the fire is still under investigation, but foul play is not suspected at this time. According to published reports, the family moved to Monroe several years ago and had ties to Kiryas Joel. An early morning fire on Feb, 23 in the Village of Monroe left three people dead. Authorities said the names of the victims are being withheld pending notification of next of kin.

Sunday night house fire in Monroe kills one person - PenBayPilot.com

Sunday night house fire in Monroe kills one person.

Posted: Mon, 13 Nov 2023 08:00:00 GMT [source]

"I ask everyone to please offer a prayer for the family that lost their lives and for their family members who mourn this morning," Dwyer wrote. Three people died in an early morning house fire in New York’s Hudson Valley on Thursday, authorities said. Police first responded to a call on Highland Avenue just before 1 a.m. Video taken shortly after midnight showed flames billowing out of the two-story home. Volunteer firefighters began pulling hoses to extinguish the blaze.

Neighbors told police, who arrived at the scene first, that the residents might still be inside the house, but officers were unable to enter the building because of the heavy fire conditions. Local police detectives are working with Orange County fire investigators, the local medical examiner’s office and the Monroe Joint Fire District to determine the cause of the blaze. Neighbors told police the residents, a family, could still be inside, but police say officers couldn't enter because of heavy fire conditions.

When the fire was extinguished, three people were found dead inside the home. MONROE, NY — Three people were killed in an overnight house fire in Orange County. Neighbors identified the family as Sarah and Kalman Goldstein and their daughter, Miriam. "Without the fire being knocked down a little bit, you can't make entry. We knocked it down pretty quick, within 15 minutes,"  Jonathan Dolch of the Monroe Joint Fire District told CBS2 reporters. Village police said the fire at 44 Highland Avenue was reported just before 1 a.m.

The Fall of the House of Usher review: Mike Flanagans Poe Cinematic Universe

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Even if you’re a total Poe dilettante, The Fall of the House of Usher offers pieces that’ll make you say, “I get that one! ” If you’re more of an intermediate Poe reader, you’ll be able to say, “I see where this is going! I’m guessing you’ll find the series cute in its eagerness, at least for a while.

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We watch on as each victim – Usher or otherwise – makes their proverbial bed despite the grace of the literal warnings offered. After all, hubris, like any of the fine products from the Roderick-run Fortunato, is a hell of a drug. The Fall of the House of Usher is an American gothic horror drama television miniseries created by Mike Flanagan.

I was invited for dinner at a friend's house — and got billed the next day - New York Post

I was invited for dinner at a friend's house — and got billed the next day.

Posted: Tue, 02 Jan 2024 08:00:00 GMT [source]

‘Tales of Kenzera: ZAU’ Act 4 Is An All Time Great Video Game Ending

All eight episodes were released on Netflix on October 12, 2023, each directed by either Flanagan or Michael Fimognari, with the latter also acting as cinematographer for the entire series. Arnold, who was traded to the Detroit Lions, was one football player who used his NFL Draft red carpet suit to pay homage to his roots. The cornerback wore a custom pale salmon and silver floral-embroidered suit made by menswear designer Tom Marchitelli.

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While the nature and mystery of the series restrict how much I can talk about her role, it is astounding, menacing, and the deepest empathy you see in the series. The government has struggled for years to topple the metaphorical house of Usher, led by the crusading C. Auguste Dupin (Carl Lumbly), but thanks to Usher family attorney and general fixer Arthur Pym (Mark Hamill), nothing sticks. A television adaptation was produced by ATV for the ITV network in 1966 for the horror anthology series Mystery and Imagination.

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(Poe probably wasn’t even an opium addict.) Perhaps that’s because a part of Flanagan would rather be writing his own stories. House of Usher contains many moments of pure, undiluted horror, stylish and masterful. But the show drowns in its uneven grasp of the source material, when it needn’t have relied on source material at all. The key to the ideal Flanagan series likely lies not with more cherry-picked adaptations, but with more stories that are entirely Flanagan’s own. Flanagan takes a kind of mix-and-match approach to his biggest references that frequently makes their origin stories nearly incidental.

The Martian Chronicles, a 1950 collection of stories by Ray Bradbury, contains a novella called "Usher II," a homage to Poe. Its main character, William Stendahl, builds a house based on the specifications from Poe's story to murder his enemies. She appears near the narrator, but never acknowledges his presence. She returns to her bedroom where Roderick claims she has died. The narrator and Roderick place her in a tomb despite her flushed, lively appearance. In the tale's conclusion, Madeline escapes from the tomb and returns to Roderick, scaring him to death.

'Anti-work' threads on Reddit fueling the Great Resignation - New York Post

'Anti-work' threads on Reddit fueling the Great Resignation.

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Some lady told me that there was a nice young Latin guy who passed away in that apartment building. That's the name I got from him in that dream I had the first night I was in the apartment. I've had it where the stove burners would turn themselves down when they needed to be before I walked into the kitchen, I once got up from the sofa, walked into the kitchen to turn the burner down (I was making black beans and rice for dinner) and I watched the burner knob turn down to low. Created directed, and written by Mike Flanagan, the series also features Michael Fimognari as a director on four of the eight episodes and Emmy Grinwis, Justina Ireland, Mat Johnson, Dani Parker, Rebecca Klingel, James Flanagan, and Kiele Sanchez making up the rest of the series’ writers. Siblings Roderick and Madeline Usher have built a pharmaceutical company into an empire of wealth, privilege and power; however, secrets come to light when the heirs to the Usher dynasty sta...

Mike Flanagan is one of the best long-form horror storytellers. While his films are chilling, his Netflix series have showcased grief, trauma, addiction, love, and all of the layers of humanity that we try to hide away. Now, Flanagan takes on a classic, The Fall of the House of Usher—and many of Edgar Allan Poe’s other works.

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The quarterback went with a custom Chrome Hearts suit designed with a side zipper detail and several cross motifs. Williams stated he went with the navy hue to represent the Chicago Bears’ team color. While in 2023 Tiffany & Co. plumbed the depths of the seas for its Blue Book inspirations, for 2024, the jewelry house looked to the heavens to create Tiffany Céleste, a collection that interprets the sun, moon, stars and the galaxies beyond in diamonds, gold, platinum and gemstones. Sliding through it all is the mysterious man who works as a sort of fixer for the Ushers, Arthur Pym (Mark Hamill), totally reimagined from the title character in Poe’s only complete novel, The Narrative of Arthur Gordon Pym of Nantucket.

It follows the Usher family as they are put on trial for their many illegal deeds. As each Usher does their best to help their family and themselves, a mysterious presence begins to pick them off one by one. Each death is gruesome and specifically relates to who the person was during their life.

If you don’t, key details get repeated multiple times, especially in the first couple of episodes. In 1979, Italian state channel RAI loosely adapted the short story, together with other Poe's works, in the series I racconti fantastici di Edgar Allan Poe.[33] It was directed by Daniele D'Anza, with Roderick Usher played by Philippe Leroy; music was composed by pop band Pooh. Mike Flanagan returns to form in The Fall of the House of Usher, delivering a deliciously macabre and contemporary reimagining of the works of Edgar Allan Poe.

La Chute de la maison Usher is a 1928 silent French horror film directed by Jean Epstein starring Marguerite Gance, Jean Debucourt, and Charles Lamy. Which isn’t to say that the show’s story comes off as disjointed. What Flanagan and his team of writers did wasn’t just develop individual odes to “The Masque of the Red Death,” “The Black Cat,” “The Tell-Tale Heart,” and more – they married them together to create what is one of the most impeccable shows in recent memory.

'The Fall of the House of Usher' Review: Mike Flanagan Netflix Series

Rahul Kohli's character Napoleon is hilarious to me and is easily one of my favourite characters so far. Like I said im only 2 episodes in but its already pretty terrifying. Siblings Roderick and Madeline Usher have built a pharmaceutical company into an empire of wealth, privilege and power; however, secrets come to light when the heirs to the Usher dynasty start dying. Given the increasing attention to style in the NFL, the league expanded its red carpet coverage for this year’s draft to spotlight the players’ looks. According to the NFL, the league’s fashion coverage was a top performer across social media last football season.

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Roderick Usher

The first is the obvious trap set by Auggie (the prosecutor). Maddy and Roddy are supposed to be these genius business people, but they can't see his drop about a mole (no I'm sorry, an informant)? Even if they were driven to work against each other, they were driven against the world first. He gives you enough to make you feel validated, but also leaves you hungry. If the 2024 NFL Draft and its standout fashion moments are any indication, this upcoming NFL season is sure to produce even more standout style moments. Williams, the number-one draft pick by the Chicago Bears, was one of the many prospective players that stood out for his unique style.

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However, Flanagan is smart enough to shift the Poe narratives ever so slightly for a modern audience. His version of The Tell-Tale Heart is a modern gem, and “The Gold-Bug” is reimagined as a new brand for the Usher company. But the themes remain the same—guilt, obsession, vengeance, and a supernatural sense of justice.

The Fall of the House of Usher Review: Poe Meets the Sacklers for Some Very Human Horror

He wouldn't have just watched everything unfold, he would've acted. (Of course Leo had to die - the story had to be told - his partner just shouldn't have been involved, or maybe involved differently). Inside the house, which was also staged with furniture, three rooms were transformed into on-site jewelry showrooms, all of which showcased the new Céleste collection. The 157 pieces are offered at an average price of “close to a million if not above,” as Nathalie Verdeille, Tiffany & Co. chief artistic director of jewelry and high jewelry, shared with WWD.

If you have been on social media in the last few weeks then you have probably heard about Mike Flanagan’s newest hit, The Fall of the House of Usher. It has been sitting at number one on Netflix’s charts since it was released on October 12, and it is easy to see why. The mini-series is an absolute masterpiece and one that should be on everyone’s watchlist. It features some familiar faces in the Flanagan universe such as Carla Gugino, Henry Thomas, and Kate Siegel, and we saw a few new faces that I hope we will see in future Flanagan projects. Gugino’s Verna is beautiful and divine, and she devours every single actor in her path, except Kate Siegel, Kyliegh Curran, and Mark Hamill as Camille, Lenore, and Arthur Pym, respectively.

As the family is picked off, siblings Roderick and Madeline Usher are forced to return to their past to try to find a way to stop the deaths before the entire Usher bloodline is dead. The final episode of the series feels like it moves 90 miles per hour, and it speeds toward an unforgettable ending. I appreciated the structure of the episodes and the fact that there were no plot holes. Episode one introduces us to the main players, episodes two through seven focus on the death of a different person and give us a bit of the past, and then episode eight answers every question we had through the first seven episodes. I wish more shows were structured like this, especially mini-series. This setup allows the show to flit between ongoing references to well-known Poe themes and episodes focused on a specific story.

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The interior of Arnold’s suit jacket garnered equal attention on the red carpet. The lining was sewn with a photo of Arnold as a young football player as well as one of his whole family. On the other side of the jacket, the acronym “LANK” was sewn on the interior. Marchitelli said it stands for “Let All Naysayers Know,” a saying from Arnold’s time playing for the Alabama Crimson Tide.

Flanagan’s deft hand at capturing the human condition and the ways in which desire and fear force them to breakpoints is a skill that lends to the source material to craft it into something absolutely unique. Whatever level you’re at, it’s a formula for a series of moment-to-moment effectiveness, with some cleverness and much playful horror. But in its wish-fulfillment approach to a very real tragedy, the haunting here is more fleeting and less marrow-deep than Flanagan’s best work.

Sources of inspiration

The narrator then runs from the house, and, as he does, he notices a flash of moonlight behind him. He turns back in time to see the Moon shining through the suddenly widened crack in the house. As he watches, the House of Usher splits in two and the fragments sink away into the lake.

Filled with tension and the gothic romanticism and selfishness that begets penance and revenge, The Fall of the House of Usher is a stunning tribute and exhaustive love letter to the works of one of America’s most prolific writers. Even if it isn’t perfect, the series is one that you can fall into deeply, especially if you share the reverence Mike Flanagan has for the Master of the Macabre. Yes, Flanagan takes classics and morphs them into something dynamic, emotional, and original as he builds connective tissue between each adapted story and character that makes this story feel like something lived in and original without becoming a cacophony of Poe references. Flanagan isn’t one for shot-for-shot adaptations, and that’s what has made his take on both The Haunting of Hill House and The Turning of the Screw in his first two Netflix horror series a critical success.

As guests perused the 2024 Blue Book collection exhibited throughout the Beverly Estate, many sported both classic Blue Book pieces and designs from 2023’s Out of the Blue. Usher wore a pair of Schlumberger’s iconic Bird on a Rock brooches, while Emily Blunt donned the designer’s Tiffany Floret necklace, a showcase of turquoise stones totaling more than 105 carats, surrounded by diamonds and set in platinum and 18-karat yellow gold. Many of the celestial-themed jewels were conceived by famed designer Jean Schlumberger, whose tenure with Tiffany & Co. began in 1956 and lasted until his death in 1987. His talent was so prolific, the high-jewelry workshops in the jeweler’s Fifth Avenue Landmark building continue to produce new pieces based on his archived sketches, many featuring signature elements that range from nature motifs to artful settings that mix yellow gold and platinum. The Outpost House (a house up on Outpost Drive, I can't give out the address). This house is in Hollywood and is known to be haunted by some kind of demonic spirit.

When it does, the result is a wondrously bloody, pitch-perfect display of the macabre. The second belongs to Henry Thomas as Freddie, the maligned eldest child who channels his familial resentment and insecurity into malevolent domestic abuse as his siblings start dying, culminating in a classic, shall we say, stroke of irony. It turns out that almost every branch of the Usher family tree has been cut by violent horror. ” “No, not before,” he replies in one of the show’s many glimpses of Flanagan’s viciously dark sense of humor.

There’s not a moment where The Fall of the House of Usher doesn’t shine, whether it’s in the gloss of Louboutins or the pools of blood. From Susan Davis’ costume department to the extensive visual effects team, each crew came together to deliver their absolute A-game. The new entry into the Mike Flanagan pantheon is always firing on all cylinders, and it’s sure to join many a fan’s annual rotation of spooky time traditions. First, they offer hints for those with a keen eye for Poe’s work. Every single performance listed above – and even some that are saved for later – is perfect.

The Haunting of Hill House set the bar for scares in Flanagan’s filmography, and The Fall of the Usher meets those expectations with ease thanks to the work of cinematographer Michael Fimognari (Flanagan and Fimognari have enjoyed a long partnership, dating back to 2013’s Oculus). Like Hill House before it, House of Usher features a good blend of slow, spooky scares and outright shrieks as Roderick recounts his complicated tale to Auguste in the musty carcass of his childhood home. Both the past and present timelines are filled with the kind of horrors you’ve come to expect from Flanagan, but he really flexes in the methodology of murder as tragedy barrels its way through the Usher family. The first two episodes of The Fall of the House of Usher premiered at Fantastic Fest in September 2023 before the Netflix release the following month, being viewed more than 13 million times in its first two weeks.

We do get some fabulous creative moments, like Flanagan’s gleeful edit of an opening montage that introduces us to all members of the Usher family through witty cross-cuts and overlapping dialogue. If what you came for were eight cycles of impending doom counting down to their garish conclusions, you’re in luck. Trucco’s character is Rufus Griswold, a name shared with the 19th century scribe whose reflections on Poe after the latter’s death helped shape our possibly incorrect perception of the author as an opioid-addicted madman, which adds a layer of irony to Flanagan’s Sackler-esque prism. Costumes and hair, incidentally, are a huge part of the characterizations in this show, from Greenwood’s mustache to Thomas’ disturbing man-bun.

What Is a Craftsman Style House?

Table Of Content

• Mission Revival Homes
• Wide and Overhanging Eaves
• Victorian Revival Style: Exuberant Color and Pattern
• Feds say he masterminded an epic California water heist. Some farmers say he’s their Robin Hood
• FAQs: Are Craftsman houses more expensive to build?
• External features
• Craftsman Style: Simple by Nature

To retain the proportions of the original house, the homeowners chose to work within the existing kitchen’s 152 square feet. Though huge at 385 square feet, the kitchen had too many doors, and the existing appliances were poorly placed, which squandered space. Appliances and fixtures were well placed in the 312-square-foot kitchen; a few strategic changes enhanced storage and prep space.

Mission Revival Homes

Emily Estep is a plant biologist and journalist who has worked for a variety of online news and media outlets, writing about and editing topics including environmental science and houseplants.

Wide and Overhanging Eaves

Arts and Crafts Homes describes how they were summoned by their retired parents to Pasadena, and the two traveled from Ohio to California in 1893. They stopped in Chicago to take in the World's Columbian Exhibition, which featured engineering achievements and structures from around the world. In Southern California, the Pasadena-based firm Greene and Greene was the most renowned practitioner of the original American Craftsman Style.

Victorian Revival Style: Exuberant Color and Pattern

The Chicago bungalow is another regional craftsman variation that is prominent in midwestern cities like Chicago. This style often features brick in their construction, which sets them apart from craftsman homes that are predominantly wood or stucco. Quintessential craftsman styles include the California Bungalow, popularized by Henry and Charles Greene and heavily influenced by both Bangladeshi and Japanese architecture. This style of home can be found throughout the U.S., though the earliest builds were in Pasadena, CA. And, though the movement celebrated handicraft, prefabricated home kits in the craftsman-bungalow style were available from Sears Company and others.

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Some architects of the early to mid-20th century drew inspiration from the midwestern landscape and combined these ideas with craftsman design. The craftsman aesthetic and sensibilities blend into later styles including 1930s Tudor revivals, highly stylized Art Deco and Streamline Moderne of the 1930s and 40s, and mid-century ranches. That said, they can be a bit expensive for the amount of square footage you get. If you’re looking for a lot of living space and many bedrooms and bathrooms, a Craftsman house might not be for you. But if you’re looking for a home that is simple, practical, and interesting, a Craftsman is worth checking out.

FAQs: Are Craftsman houses more expensive to build?

It typically had a work table (having the equivalent purpose of the modern countertop) at which the servants would eat after the family meal was served and the kitchen tidied. The Victorian kitchen had no "proper" place for a family member to sit, eat, or do anything else. Again, as the housewife of the Craftsman era was now preparing the family meals, the Victorian kitchen gave way to one designed as the heart of the family's daily life. The breakfast nook often placed under a window or in its own bay provided a place for the family to gather at any time of the day or evening, particularly while the food was being prepared. The most popular and affordable of the craftsman homes were the bungalows – and in fact today many people are seeking this type of classic, quality architecture. The American Arts and Crafts Movement was all about the visibility of handicraft – simplicity, originality, quality, functionality and possibly best of all, the use of local materials, especially stone and wood.

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Coverage expanded to art and literature, furniture and design, and even some political issues. Around this time, Stickley began printing architectural designs for houses that evoked the movement. The ideas these cutting-edge creatives embraced quickly spread through Europe and to America, which had its own set of leaders promoting a return to a simpler lifestyle than the one idealized by Victorian style-makers. Masterclass describes how original Craftsman houses are usually modest, one or one-and-a-half-story free-standing homes. They look wider than they are tall because of the overhanging roof on the first floor, and the gable (triangle shape) on the upper floor.

Exposed Beams

The exterior cladding is often made of wood and is in natural colors, even when painted. In contrast, the Craftsman style­ emphasizes natural materials, e­xposed wooden beams, and intricate­ handcrafted details across diverse­ floor plans. Typical craftsman style house roof colors are naturally brown, green, and red. With a brown roof, ideas for traditional body colors include olive green, dark green, and reddish or lighter 1920s bungalow colors like yellow, orange, and sage green. Most also incorporate Arts and Crafts style light fixtures, which are an integral part of the home’s design rather than an afterthought.

Craftsman Style: Simple by Nature

They frequently have steeply pitched roofs to help shed snow and moisture, which is common in mountainous areas. To take advantage of the natural views, modern mountain craftsman home designs feature large glass windows and wrap-around porches. When designing these homes, architects pay close attention to the setting to ensure that the home blends seamlessly with the natural environment. Exterior craftsman details include exposed rafters, decorative brackets, and other detailed woodwork around the eaves and porch.

Many of these homes are bungalow-style and are known for their natural materials, cozy interiors, and wide porches. They're trendy in California and the Midwest and appeal primarily to those who love vintage homes. The origin of the bungalow is not based on the Arts & Crafts movement and comes from a popular 17th century Bangladeshi home style. And while the prairie-style buildings of Frank Lloyd Wright incorporated many of the earthy, natural characteristics of craftsman architecture, none of them could be called a bungalow. You'll likely find an open living room that connects to a dining or multi-use space, and a smaller kitchen toward the rear of the house.

This can be seen in the use of Spanish tile roof shingles, stucco, and arches. Still, a well-maintained original Craftsman will have neutral exterior colors, natural accents, and the signature interior woodworking elements. While late 19th-century Victorian homes showed off the advances of American manufacturing through ostentatious detail and decor, the American Craftsman movement emphasized individualistic, hand-worked goods and buildings. It was a return to the beauty of natural materials and forms, a celebration of manual labor, and an encouragement of personal flair and detail. A Craftsman style home is a small to medium-sized, single family home that usually is a square shape with two stories. The wood joinery and front porch are the most apparent traits of a Craftsman style home, but the design has been adapted to suit homeowners needs since their earliest development in the late 19th century.

Modern Bungalow illustrates how traditional Craftsman-style color schemes are rooted in the natural world, celebrating simple beauty and quality craftsmanship. Exterior paint colors are drawn directly from nature, so the Craftsman style typically presents in earth tones, from browns and beiges to dark greens, and sometimes a touch of brick red. For the interior, picture the colors of fall – rust orange, forest green, olive, goldenrod, cream, deep royal blue, and, of course, wood tones ranging from pale almond to dark oak.

While many Americans are familiar with the term “craftsman,” knowing the key features of this architectural style can help you determine a true craftsman house. Movements of any nature — whether political, artistic, or popular — don't just appear out of nowhere. They're typically a response to the preceding movement and the social and economic conditions of the time. Its roots are deeply embedded in the mid-19th century British Arts and Crafts movement, a way of thinking that worked its way to the U.S., where outspoken advocates further catalyzed the movement. These voices and ideas were embraced en masse by the general population, and so from roughly 1905 to 1920, thousands of Craftsman-style houses were built in the U.S. The Craftsman movement in architecture and design developed in response to the overly-ornate Victorian-era elements.

… Contrasts between the Victorian and the contemporary structure are often ludicrous, as when a constructivist garage rubs rooftops with a grotesque gingerbread castle.” Oh, go soak your stringcourse, WPA. Craftsman style house exist all over the United States, with Southern California having more of them than anywhere else. In addition to that, Washington and Oregon as well as some parts of the Midwest also have considerable numbers of Craftsman dwellings. Craftsman houses offer enduring style, high-quality construction, functional layouts, and a connection to nature, making them a sound investment with lasting value and timeless appeal. However, if you’re thinking about buying one of these types of homes, it’s important to think beyond their charming curb appeal and consider the special maintenance that may be required due to their age. If you build one, bear in mind that it could cost more than a contemporary style, especially if you want to give it the same loving attention to detail, material and craftsmanship.